Loading…
Loading…
Real estate jargon, translated into plain words in three choices
The agent says「This one’s in demand. Someone made an offer just yesterday.」What it really means:
Hi, I’m Ah-Chu. I can find sales, read the market, estimate a price or work out a mortgage for you.
Housing market, interest rates, policy. Every story is rewritten by our editors into key points, with a link to the original; when you’re done, check the numbers or ask Ah-Chu.
Personal loans at all banks reached a new all-time high. Of this year's increase, working capital accounts for most, while real estate purchases posted the smallest growth.
The Yunlin County Tax Bureau explains that when a residential rooftop is leased to a company to install solar panels or a base station, the preferential rate for self-use residential land is not revoked because rent is collected, as long as the interior use of the building is not changed.

Construction on the Wengao urban land readjustment project in Dalin, Chiayi was completed today, releasing 4.41 hectares of land left idle for 50 years for development.

The 2026 land value tax is collected from November 1 to November 30, 2026; for late payment, a 1% surcharge is added for every 3 full days overdue, up to a maximum of 10%.

When a pre-sale home is transferred, the sale price for Integrated Housing and Land Income Tax purposes is the amount the transferee actually pays to the transferor, excluding subsequent payments to the developer or landowner.
The Legislative Yuan's Interior Committee held a public hearing on October 28, 2026, on amendments to two reconstruction and urban renewal acts, where the Ministry of the Interior candidly said it still cannot set a uniform standard for the donation ratio.
Kaohsiung Mayor Chen Chi-mai presided over the unveiling of the Daliao Social Housing on October 28, 2026. The complex also houses an infant care center, a residential service station for people with disabilities, and Silver Homes for seniors.
The Taipei City Government has signed investment contracts with the Huangchang Furong Cooperative Alliance and Changhong Construction. The two sites will together have 4 residential towers.
At the end of September 2026, the average real estate lending ratio of domestic banks fell to 23.79%, with no bank above 27%, while outstanding mortgages continued to rise.
In the first half of 2026, elevator buildings' share of home loans nationwide climbed to an all-time high, while townhouses' share fell to an all-time low.
中央銀行公布2026年9月統計,購置住宅貸款餘額再創歷史新高,建築貸款餘額年增率則連續4個月負成長。
2026年第2季新增房貸人數連續6季低於4萬人,平均房貸金額仍連續5季站上千萬元;央行資料則顯示9月五大銀行新承做購屋貸款回升。
In Q3 2026, presale home prices were broadly steady and sales volume rose, but trends varied across cities, with Kaohsiung posting the largest decline and New Taipei and Hsinchu County and City seeing sharp drops in sales volume.
高盛 2026 年 10 月 24 日發布報告,同步上修台灣 GDP 成長預測,並把台灣央行政策預期改為年底開始升息。
Statistics on newly originated mortgages by county and city for Q2 of ROC Year 115 show a 0.32 percentage point gap between the average rates in Keelung City and Kinmen County.

The housing market overall is sluggish, but Taipei luxury homes are bucking the trend: in the first three quarters, there were 327 deals for homes priced at NT$70 million or more, up 18.5% year on year.
An older house does not necessarily mean less house tax. The Pingtung County Government Tax Bureau reminds owners that additions, loss of exemptions, and higher location rates can all raise the tax amount.
The Hsinchu County Government Tax Bureau explains that people who have already used up their 'once-in-a-lifetime' opportunity can still qualify for the 10% tax rate when they later sell owner-occupied residential land, as long as all conditions are met.
達麗建設董事長謝志長在 20 週年媒體交流會上表示,2027 年房市預期比 2026 年樂觀,公司也公布未來幾年的完工規劃。
Taipei Mayor Chiang Wan-an announced a relaxed threshold for publicly led urban renewal. Tsai Chang-chan, head of the Ministry of the Interior's National Land Management Agency, said the measure is "not a bad thing," but that shortening urban renewal timelines depends on speeding up review.
One Uchily newsletter a week, picking out what actually affects your wallet.
Subscribing creates a Uchily account with this email; open the link in the email to finish. You can unsubscribe from any email.